License
Fintech Valley Ltd
Reference number: 900986
To learn more about this firm and how it is regulated check the full record especially any regulated activities, and any current sub-statuses, restrictions or suspensions.
Firms we regulate may also carry out activities that are not regulated by either the FCA or the Prudential Regulation Authority (PRA). Complaints or claims about these unregulated activities may not be covered by the Financial Ombudsman Service (FOS) or the Financial Services Compensation Scheme (FSCS). If you are unsure whether an activity undertaken by a firm is regulated by us or the PRA, then you should ask the firm to confirm in writing what protections will be available to you if you need to make a complaint or claim compensation.
Restrictions / suspensions
This firm has requirements or restrictions placed on the financial services activities that it can operate. Requirements or restrictions can include suspensions.
See the requirements applying to this firm.
Who is this firm?
Firm details
Check details about this firm's place of business, contact details, etc.
Address
960 Capability Green
Luton
LU1 3PE
UNITED KINGDOM
Phone
+44 7523656038
Website
www.clikpay.eu
Firm reference number
900986
Registered company number
11456625
Firm status
Check this firm’s status and any additional regulatory information.
Type
EMD
Payment services / electronic money status
Small Electronic Money Institution
Since 02/12/2019
This is a firm that can issue electronic money (e-money) and provide payment services. These firms are registered (rather than authorised), which affects how we regulate them.
This firm currently trades under 5 trading names.
Showing 5 results out of 5
| Name | Status | Effective from |
|---|---|---|
| Fintech Valley Ltd | Registered | |
| CEPHEUS | Trading | 20 Sep 2021 |
| Fintech Valley Ltd | Registered | 02 Dec 2019 |
| Clikpay | Trading | 02 Dec 2019 |
| Clikpay.eu | Trading | 02 Dec 2019 |
How are customers protected?
Understand the protections you have when dealing with this firm, and how to make a complaint.
Customer protections and the Register
Regulated activities performed by regulated firms or individuals are covered by a range of protections. Some of these protections are not through the FCA but are primarily through the Financial Ombudsman Service and the Financial Services Compensation Scheme.
The protections available relate to specific regulated activities. We recommend that you check below for the activities that this firm has FCA and/or PRA permission to provide before going ahead. You should also contact the firm and ask them to confirm the specific protections available to you.
Complaints about regulated activities that this firm has permissions for may be covered by the Financial Ombudsman Service. If you have complained to the firm and they haven’t responded or you aren't satisfied with the response, you can contact the Financial Ombudsman Service (https://www.financial-ombudsman.org.uk/) for help.
If the firm becomes insolvent, you should contact the liquidator or administrator of the firm, who will be responsible for distributing any funds to customers.
If you are concerned you’ve been scammed: consumers in England, Wales or Northern Ireland should immediately contact FCA Contact Centre (https://fca.org.uk/contact) and Action Fraud (https://www.actionfraud.police.uk/); consumers in Scotland should immediately contact FCA Contact Centre (https://fca.org.uk/contact)and Police Scotland. (https://www.scotland.police.uk)
960 Capability Green
Luton
LU1 3PE
UNITED KINGDOM
+44 7523656038
www.clikpay.eu
Report to the FCA
If you have concerns about a firm listed on the Register, Police Scotland. contact the FCA directly. (https://www.fca.org.uk/contact)
If you suspect you have been contacted by an unauthorised firm or individual carrying out an FCA-regulated activity, report it to us using this form. (https://www.fca.org.uk/report-scam-unauthorised-firm-individual)
If you have any concerns or difficulties using the Register you can contact the FCA and we will talk you through the record and answer any queries you may have.
What can this firm do in the UK?
Check the requirements placed on this firm. Requirements are restrictions governing the regulated activities that this firm can do.
02 Dec 2019
Institution to refrain from AIS or PIS for an indefinite period
Must comply with the requirements in regulation 78A(2)(b)of the Electronic Money Regulations 2011 to refrain from providing account information services or payment initiation services for an indefinite period
More information
Learn about the regulated activities that this firm has FCA and/or PRA permission to provide and other information related to specific non-regulated activities and services that may impact your business with a firm.
What to do with this information
These regulated activities are grouped into categories. You should check the specific activities within these categories relate to the business you want to do with the firm, not just the categories
Firms we regulate may also carry out activities that are not regulated by either the FCA or the Prudential Regulation Authority (PRA). Complaints or claims about these unregulated activities may not be covered by the Financial Ombudsman Service (FOS) or the Financial Services Compensation Scheme (FSCS). If you are unsure whether an activity undertaken by a firm is regulated by us or the PRA, then you should ask the firm to confirm in writing what protections will be available to you if you need to make a complaint or claim compensation.
Once you have checked this page, you should contact the firm via their main contact details and ask them to confirm their permitted regulated activities.
If you don't understand whether the permissions cover the business you want to do, you should contact the FCA. (https://www.fca.org.uk/contact)
Who is this firm connected to?
Current and former regulators of this firm.
This table shows the former and current regulators of this firm, in the UK and in other European Economic Area (EEA) countries.
| Regulator | Effective from | Effective to |
|---|---|---|
| Effective from | 02 Dec 2019 |